Pros & Cons
Pros
- Purchase protection included
Cons
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Our Review
The low-interest Vancity enviro™ Visa* Classic card is built for people who carry a balance from month to month: its 11.25% interest rate is well below that of most credit cards, for an annual fee of just $25. Balance transfers from another card come with no transfer fee.
It does not earn points: to earn Vancity Rewards points at the same low rate, the low-interest enviro Visa Classic card with Vancity Rewards costs $50 a year. Vancity is a credit union, and 5% of enviro Visa card profits support its enviroFund™ program every year. The card is available only to British Columbia residents.
Travel Insurance
Travel Accident
Up to $200,000
Purchase Protection
Purchase Protection
Up to $2,500 / 90 days
Extended Warranty
+1 year(s)
Fees and interest rates
- Annual Fee$25
- Additional card fee$0
- Purchase Rate11.25%
Terms & Conditions
Card Features
- Annual interest rate of 11.25%
- Annual fee of $25
- No fee for up to 4 additional cards
- No balance transfer fee
- Common carrier travel accident insurance, extended warranty and purchase security
- Does not earn Vancity Rewards points
- For British Columbia residents aged 19 or older
Legal
*Trademark of Visa Int., used under license. Conditions apply. Vancity is a BC Financial Services Authority authorized credit union and is covered by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC). Available only to British Columbia residents aged 19 or older.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. The Travel Points Rebel may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Vancity. All trademarks are property of their respective owners.
